Do you have an office in Cheboygan?

Our office is in Indian River, about twenty-five minutes south on Straits Highway. We write policies throughout Cheboygan County, and you are welcome to handle everything by phone at 231-238-9882 if driving down is not convenient.

Does my boat policy cover me out on Lake Huron?

That depends on the navigational limits written into your policy. Plenty of inland lake policies stop short of Great Lakes use. If you lock through at Cheboygan and run out, bring us the policy and we will read that section before you need it.

Can you insure a business in Cheboygan?

Yes. General liability, commercial property, business interruption, commercial auto and workers compensation. Seasonal businesses are common here and worth structuring deliberately.

Insurance in Cheboygan, Michigan.

The county seat, where the waterway meets Lake Huron.

A Great Lakes harbour at sunrise, a stone breakwater running out into open water and a fishing boat coming in

Cheboygan sits at the mouth of the Cheboygan River on Lake Huron, and it is the seat of Cheboygan County. It is also the far end of the Inland Waterway: boats coming down from Mullett Lake lock through here on their way out to the big water.

That combination puts a wider range of risk in one town than most places this size. There are year-round neighborhoods and working businesses, there is Great Lakes shoreline, and there are boats that run water no inland lake policy was written for.

We are about twenty-five minutes south on Straits Highway, which is close enough that plenty of Cheboygan customers drive down rather than deal with a call center.

What we write most in Cheboygan.

Homes in town and along the Lake Huron shoreline
Boats that lock through and run the Great Lakes
Main street and small commercial operations
Auto, including the winter driving this stretch is known for

Open in Google Maps Cheboygan, MI 3785 S. Straits Hwy., Indian River, MI 49749

Our office, 3785 S. Straits Hwy., Indian River Cheboygan

Where the office sits relative to Cheboygan. We write across this whole corner of the state, so if you are further out than the map shows, call and ask.

Coverage for Cheboygan

Everything else we write

Cheboygan questions.

Do you have an office in Cheboygan?: Our office is in Indian River, about twenty-five minutes south on Straits Highway. We write policies throughout Cheboygan County, and you are welcome to handle everything by phone at 231-238-9882 if driving down is not convenient.
Does my boat policy cover me out on Lake Huron?: That depends on the navigational limits written into your policy. Plenty of inland lake policies stop short of Great Lakes use. If you lock through at Cheboygan and run out, bring us the policy and we will read that section before you need it.
Can you insure a business in Cheboygan?: Yes. General liability, commercial property, business interruption, commercial auto and workers compensation. Seasonal businesses are common here and worth structuring deliberately.

Nearby towns we write