Insurance around Mullett Lake, Michigan.

Michigan’s fifth largest inland lake, straight out our back door.

A large deep blue inland lake on a breezy afternoon, light chop on open water under tall summer clouds

Mullett Lake runs about 16,630 acres, making it the fifth largest inland lake in the state. It sits directly downstream of Indian River on the Inland Waterway, and drains north through the Cheboygan River toward Lake Huron.

It is deep, it is big enough to build real waves on a windy afternoon, and the shoreline holds everything from small cottages to substantial year-round homes. Topinabee sits on its western shore.

Because Mullett connects straight through to Lake Huron, a fair number of boats here are larger than what you would find on a closed inland lake, which changes both the hull conversation and the liability conversation.

What we write most in Mullett Lake.

Just downstream from our office in Indian River.

Coverage for Mullett Lake

Mullett Lake questions.

My boat is on Mullett but I run it out to Lake Huron. Does that matter?
It matters a great deal. Navigational limits vary by carrier and some policies written for inland use stop before the Great Lakes. Tell us where you actually run and we will make sure the policy says so.
What does it cost to insure a lake home on Mullett Lake?
It depends on the rebuild cost, the age and construction of the house, how it is heated, whether it is seasonal, and what other structures are on the property. Rather than guess at a number, we would rather price it properly across our carriers.
Do you write property in Topinabee?
Yes, Topinabee sits on the west shore of Mullett Lake in Cheboygan County and is very much our home territory.

Insurance in Mullett Lake.

We will shop it across our carriers, then call you back and talk it through. No obligation.